Products & Services

Credit Card Processing

When it comes to running your business, you are the expert. When it comes to Credit Card Merchant Processing, we are the expert.

When it comes to taking the burdens, the frustration of dealing with so many different offers from credit card processing companies making you promises they can’t even provide: We are the expert.

When it comes to analyzing a merchant processing statement, and be able to show a merchant exactly the “Rates” that they are paying, and declared to a merchant all hidden fees they didn’t even know they were paying.  We are the expert.

If you are currently accepting credit cards and you have your credit card statement?

Please do this for me.  Take the amount paid, and divided it by the $volume for the month if you come up with 2 ½ to 3% or more? I would like to setup a 5 minutes meeting with you and trust me you will not regret it.

If we cannot show you how we can increased your revenue by lowering your “Rates” and provide you with a better personnel relationship for your credit card processing needs. We will tell you and be upfront with you.

Enhanced Business POS

Our fully integrated POS solutions help simplify your payment processing needs. We offer PC-based terminal solutions designed specifically for the restaurant and retail markets. This combination of personal computer, inventory management software and payment processing system is designed to surpass the functionality of the cash register. Our POS systems help you manage inventory, track sales, control costs, improve customer service and more efficiently manage your business.

POS Restaurant Salon Spa Florida


Small Business POS

Clover™ Station is a next-generation control system that radically simplifies your business. It helps you track inventory, manage employees, gain customer insight to build stronger, lasting customer relationships, and accept payments with ease

Ask me more about our new Cloud base Clover POS

small business pos salon pos


We have the terminals, equipment, and know how to make sure you have the best processing solution possible. If you need an on-the-go processing solution for you
to take with you:

  • Outdoor Sales Venues
  • Tableside Food Service
  • Remote Location Sales
  • Indoor/Outdoor Markets
  • Home/Office Services
  • Bus, Taxies & Limo Companies
    • We have wireless mobile and virtual terminals to meet your need.


Online Payment Gateway Terminals

We offer PC-based credit and purchasing card processing solutions that are cost-effective alternatives to traditional POS equipment.

Our programs work with your existing PC, Just log in to our secure site to start accepting payments and processing transactions from almost anywhere.

  • Easy-to-use Internet-based payment processing solution that doesn’t require new software—just log in to the site to begin processing transactions
  • Eliminate software installations, upgrades and system maintenance
  • Accept credit and debit cards right away
  • Securely handles cardholder data – not on the individual PC – so you don’t need to worry about data storage
  • Simple interface requires minimal training
  • Pin-Bases Debit options also available

Gift Cards

Did you know that over 50% of gift card users spend more than the value of the gift card when redeeming it? Or that 79% of people plan to purchase at least one gift card next holiday season?

More than 80% of consumers have received a Gift Card in the past 12 months. Why not let your customers enjoy the convenience while you reap the benefits of added revenue, increased marketing, and new customers?

Check Services

Tired of chasing down bad checks, the stress of not knowing whether the funds will be available, and the inconvenience of going to the bank? Welcome to our Check Guarantee Service – we can help!

Checks are still a significant form of non-cash payment in the US – with our Check Guarantee Service there is no need to turn away customers.

  • Highest approval rates in the industry
  • Electronic deposits into your business account
  • No more going to the bank
  • Put chasing down bad checks behind you
  • Once a check is approved, the funds are guaranteed!
  • Give your customers more ways to pay – give yourself well-deserved peace of mind.


Accepting EBT is now as easy as accepting Debit Cards. EBT is an electronic card system for eligible participants to receive their government benefits including unemployment, grocery and housing assistance.

As the need for these government-sponsored programs continues to grow, the revenue available to Food and Consumer Services certified stores who accept EBT cards is experiencing tremendous growth as well.

All states have systems that use magnetic stripe cards and online authorization of transactions. When paying for groceries, the customer’s benefits card is run through an electronic reader or a point of sale terminal (POS), and the consumer enters their secret PIN to access the benefits account. Then, electronically, the processor verifies the PIN and the account balance, and sends an authorization or denial back to the retailer.

The consumer’s account is then debited for the amount of the purchase, and the retailer’s account is credited. No money or food stamps change hands. Payment is made to the retailer through the normal credit card settlement process.

EBT has many benefits!

  • Eliminates paper food stamps and checks
  • Safer and more secure than carrying cash or checks
  • Convenient and easy to use – faster in-store transactions
  • Confidential for your customers
  • EBT is used in all states to issue food stamp benefits, now referred to as SNAP (Supplemental Nutrition Assistance Program), to recipientsRecipients can use their EBT Card for food purchases at grocery stores / select retailers

Working Capital

Capital. It’s what every small business needs yet is so hard to secure, especially in today’s tight-money climate. That’s where First Financial can help.

The program offers:

  • Fast, easy access to working capital for qualified merchants
  • A business development opportunity for our partners

By advancing working capital against future sales, merchants can purchase equipment, expand operations, roll out a new product or cover expenses. It’s free to apply and, unlike traditional loans, there are no fixed monthly payments.

For our partners, Merchant Funding is an opportunity to provide a value-add to small business customers that can help secure their financial future – and yours

Contact Us

Call us at 954-547-4069 or fill out the form below and we will get back to you asap.